Older Vessels

slowgoesit said:

If you are planning on the loop, you can pick up say a mainship 34 in really nice condition for a VERY reasonable price. One of the members here just sold his for $32k, and it was in turn-key condition. Very capable boat for inland and coastal waters, nice amount of room for two, and VERY reasonably priced. It's a thought . . .

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Haven't been following sales here, but at that $32K price, I'd guess it was likely one of the original '78-'87 models. We had an '87 Mk III, great boat. It'd be a bit small for us, now, but at the time -- ~30 years ago -- it was pretty nifty.

-Chris

ranger58sb said:

Haven't been following sales here, but at that $32K price, I'd guess it was likely one of the original '78-'87 models. We had an '87 Mk III, great boat. It'd be a bit small for us, now, but at the time -- 30 years ago -- it was pretty nifty.

-Chris

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It was my boat that is being referenced and it was a 1983 MKIII. It was a great boat and the new owners cruised her out of the slip to her new home about 5 days ago.

PhilPB said:

It was my boat that is being referenced and it was a 1983 MKIII. It was a great boat and the new owners cruised her out of the slip to her new home about 5 days ago.

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Nice. I agree, great boat. Did you get a new boat?

-Chris

ranger58sb said:

Nice. I agree, great boat. Did you get a new boat?

-Chris

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Thanks, and no new boat. Family obligations require more of my time and availability. We are keeping our slip so boating will definitely be in the future.

$8,160.00 ouch! for $100,000 value?
Is that before/after your recent trip.
WA or Florida

slowgoesit said:

Peter, I have disagree with your statement about Liability only insurance.
We just obtained liability only insurance for our boat earlier this month. Annual premium through State Farm was $176.75 vs the $8,160.00 we were quoted for "Full" coverage with only insured the boat for $100k, and had ridiculous deductibles and navigational area restrictions . . . .

On being asked for proof of insurance, we've been asked if staying for longer than 1 month, but otherwise, no one appears to care. That's been our experience anyway, but we don't have a deep well of experience to draw from, as we prefer to anchor out anyway, more from a peace and quiet standpoint, rather than a cost perspective.

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Dang. That's persuasive. Will reach out privately for your insurance agent.

I can tell you that for cruising internationally, getting liability only has been difficult.

Peter

SteveK said:

$8,160.00 ouch! for $100,000 value?
Is that before/after your recent trip.
WA or Florida

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Steve, the quote referenced was for AFTER we completed our trip from PNW. The quote was more than the highest we paid for enroute insurance . . .

Also, I was incorrect on a couple of items.
The quote was through "Concept, special risks"
The Hull coverage was for $175k
Standard deductible was $26,250.00
Named Storm deductible was $52,500
Annual Premium was $8.527.00
Insured for Florida waters only, to offshore 150 miles (but not Bahamas)
But, wait, that's not all! Good News! The trailer IS covered! . . . you know, the trailer that it is assumed we have for the EXCLUSIVE use of our 90,000 boat . . .
We passed on their offer for insurance and went with liability only through State Farm.

Pappy, Progressive will insure a boat that is less than 51 years old if hull is 35 ft or less, as long as you get it at 50 years old they will not drop you the following year(s). I just bought a 1978 32 flybridge in the NE. Look there, some nice older boats used a few months a year. Look for newer engines/transmissions/fuel tanks - those are the expensive repair/replacements. Yes, they will have some soft spots in the deck, and they won't have the latest electronics (use a tablet). And the bonus is taking it down the ICW and back home!

And from what I can tell, the Marinas with age restrictions are high end ones that allow live aboard. Most marinas that don't allow liveaboards will let you stay on the boat a week or less or 10 days whatever, so if you're not living full or half time you'd probably be good. I've been asked the condition of my boat due to age and insurance but that's all.

I bought my boat for $15,000, it's a beauty in great condition for her age, is she perfect, no but new boats aren't either. Am I going to repair every crack in the gelcoat, every rub mark on the wood, every scratch, Hell NO.

"Don't sweat the petty things and don't pet the sweaty things" - George Carlin

The newest thing I have ever owned is my dingy. LOL This boat is the newest out of the boats , 1985. I Guess my 81 and 78 were actually newer since I Owned ( bought ) them 30 and 17 years ago. Anyway. Wile looking at older boats 70,80,90 's , look for ones that have had major retrofits, especially mechanical. Any older boat in these years and are still primarily original are pretty much at the max life expectancy of the internal system.
I only looked at one boat ( in person) when shopping, Newer electronics, stabilization, newer engines, gensets, water and toilet systems, ac units, and inside upgrade.
I still had to do a lot of work, New surround for the bridge, New non skid ( working on now) , cosmetic issues, (it is an 85) , and house batteries. Even had a failure on the newer hurricane heater and it had to be replaced. There has been plenty of maintenance to do even on the replaced system. So shop wisely.

I spent more on the boat than I had planned , However the increase in the budget ha gotten me newer engines, gensets, electronics, new interior, new toilet systems , fins all for 100 k more. 100k would have gotten me 3/4 of an engine.

Good luck

I’ve never had a problem getting a liability only policy—first a mainship 34, then Marine Trader 42, now Thompson/Nelson 45. neither were more than $800/year. Dont skimp on the environmental clean up coverage.

Either Google or find a local broker.

MVweebles & slowgoesit

Many thanks for the insight on the insurance issue