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Thank you for the response. “We” does mean we are in agreement, we are fortunate that when there are differing opinions, we have always been good at compromising. Part of our plan includes having funds set aside for upgrades, repairs and any other unanticipated costs. I’ll add visiting yards to...

So what is recommended for new boat buyers then? How far out should I contact insurance companies? My spouse and I will pay cash for a boat in 7 years. I have no issue with coordinating with an insurance company prior, but see no benefit in pre-financing with a bank as we will not be...