No idea where your bungalo is in Miami, but once anchored, you will pick up more mosquitoes and no-see-ums. Are you on a ground floor or 30 flights up?
In any case, sleeping well with no AC in June-July-August is a challenge S of 27 deg Lat.
I've tried this in 23 CC, 27 small cabin, and 32' small cabin, no A/C on any. Anchored out always. Maybe 300 nights +/- mostly in Bahamas. I wish I kept a log. In JJA, the prevailing wind is light from SE. On the comfortable nights, a fan directly on you tends to work fairly well on those 90 deg, 90% RH nights.
The entire concept of natural ventilation down there has a couple of fundamental issues you need to get a handle on. First, no-see-ums. At SS and SR, they will be bad with low wind conditions. Mosquito screen does not stop them. You need a finer mesh, one that will block them. Unfortunately, it also blocks near 75% of any existing breeze. On the worst nights, once you get the breeze chute and mesh filters set up, it will thunderstorm for 30 minutes, unleashing 1/2" of water and 25kts winds into/onto your venting system. But, this will happen only about 25% of the nights.
If there is a good breeze, fairly rare in J-J-A, there will still be mosquitoes all night. At dusk, its button up time. All the way until after the no-see-ums go away at decent light.
But all that is doable; what is more difficult is the managment of wet, salty bedding and linens. Nothing drys when salty, so plan on using a lot of FW to manage that, with quick sun drying during the day. But, you need to get them salt free first.
Its all good and definately worth it!
Oh, on the getting drunk thing at bed time. Not my style really, but a number of hard core fisherman friends of mine do that and then stay anchored on the reef all night in a 25', miles from land. It does solve the bug issue, but things can get very exciting when a summer thunder boomer comes around, and they do.
I've lost count how many times I've wandered around at night in the shallows looking for a tenable anchorance after winds either change direction, or get strong due to storms.