Autoteacher
Senior Member
Hi All, Shopping for insurance for an older 1986 boat we have restored and refitted since buying 2 years ago. We have insurance with American Modern and have some same concerns. We are in a prime lightning zone of US. A Catamaran near us was hit and caused damage to the boats next slip over plus all the electronics on the cat.
We tried to get MTOA recommended insurance last year but did not have a good response due to age of boat (1986) and poor condition at time of purchase. Now with a new survey and a long list of improvements we will be shopping for a better policy. Hope to hear from member's experiences and the good, bad and ugly. We had our previous sailboat insured with State Farm along with our cars, home, etc with same agent for 38 years but they don't do old boats. Same with Allstate, Progressive and Travelers. We do have friends on 1985-86 trawlers that have boat insurance with all of those companies, but there is always a reason they are covered. Boat US may be best coverage but we won't pay 10% of the value of the boat per year.
See our upgrades @ TheOffice: December 2013
Thanks for all!
Sonny
Jekyll Island Georgia 31527
Cell:678-852-6351
We tried to get MTOA recommended insurance last year but did not have a good response due to age of boat (1986) and poor condition at time of purchase. Now with a new survey and a long list of improvements we will be shopping for a better policy. Hope to hear from member's experiences and the good, bad and ugly. We had our previous sailboat insured with State Farm along with our cars, home, etc with same agent for 38 years but they don't do old boats. Same with Allstate, Progressive and Travelers. We do have friends on 1985-86 trawlers that have boat insurance with all of those companies, but there is always a reason they are covered. Boat US may be best coverage but we won't pay 10% of the value of the boat per year.
See our upgrades @ TheOffice: December 2013
Thanks for all!
Sonny
Jekyll Island Georgia 31527
Cell:678-852-6351