Li Installation Contractor Hold Harmless and Insurance Approval

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Turtle Blues

Senior Member
Joined
Mar 19, 2020
Messages
424
Location
Chesapeake Bay USA
Vessel Name
High Noon V / SV Evelyn
Vessel Make
Golden Star 42 / Ericson 30 / Yard full of trailer boats
Questions for those who have had systems professionally installed.
Did the installer require a hold harmless agreement or any special conditions as part of the contract?
Did you request approval from or notify your insurance carrier of the installation?
Not looking for rants against regulations just information on maintaining insurance requirements for both the boat owner and the installation contractor. Thanks
 
Did you check (read) your insurance policy (contract)? When I was considering switching to a Lithium battery bank, I read through my insurance policy. There was no mention of switching to Lithium batteries in my policy.

Ted
 
It doesn't yet.
Question came up recently with contractor who is requesting the HH agreement. Concern being amplified when owners request installation of bargain priced batteries they have purchased.
 
A friend recently installed LFP. Just talking about it did sound like they can do the job with these batteries or else. Reading between the lines there may be something to this HH. I did my own after reading my policy.
 
Check your policy to see if granting a release to anyone,not just an electrician installing LI batts, affects your right to claim on insurance for any loss you suffer due to the work of the contractor requiring release from liability. Insurers don`t like you doing it, their subrogated rights are no better than yours, if you release they likely can`t recover and therefore they don`t want you claiming.
 
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