Wifey B: Since you want him gone so badly, if he promises to leave, will you do the same?As in the past, boatpoker infers he's leaving the forum to stir up his supporters and seek sympathy. Works every time He's out there lurking.
Wifey B: Since you want him gone so badly, if he promises to leave, will you do the same?As in the past, boatpoker infers he's leaving the forum to stir up his supporters and seek sympathy. Works every time He's out there lurking.
Yet again? Like a dog returning to its vomit.As in the past, boatpoker infers he's leaving the forum to stir up his supporters and seek sympathy. Works every time He's out there lurking.
Precisely! But Boat Poker wields it as one. Surveyors who do so are an industry wide problem.
By the way, Shrew earlier referenced ABYC as a "standard", which is a government term for regulation.
I have an old Jaguar that I've owned since the 80's. I got lucky and it's worth more than my dang boat. When I went to insure it, I called Haggerty Insurance. They said no problem...send us a few photos and fill out the questionnaire. That's all there was to it. Markel has done the same thing for our boat...while the questionnaire was quite comprehensive, and they want a lot of supporting photos, it's still a lot less intrusive and less costly than bringing a surveyor aboard for a 5-7 year renewal. We've been in our house almost 40 years...no one has insisted on an inspection or update to any of the systems. Something is whacky with boats....again, a lot of fingers in the pie... Might be time to poke around Coast Guard headquarters for some answers.
Markel may have you grandfathered in (ref self surveys), but rest assured that any vessel over 26’ and 10 years of age will require a professional hauled survey for hull & machinery coverage.
The difference between FAA and marine are many- one of the biggest is that there is no federal standard for seaworthiness enforced by a governmental agency. ABYC, NAMS, SAMS- all promulgate standards, but they are voluntary standards.
In all my years of insuring boats, one of the things I despise the most is the self survey- because is can never be the dispassionate, ho ear assessment of the vessel’s material condition. The owner has a vested fiscal and emotional interest in the vessel, and the self survey is too often just a rubber stamp- and, too often, the owner doesn’t have the requisite skills to properly assess the boat.
The difference between FAA and marine are many- one of the biggest is that there is no federal standard for seaworthiness enforced by a governmental agency. ABYC, NAMS, SAMS- all promulgate standards, but they are voluntary standards.
In all my years of insuring boats, one of the things I despise the most is the self survey- because is can never be the dispassionate, ho ear assessment of the vessel’s material condition. The owner has a vested fiscal and emotional interest in the vessel, and the self survey is too often just a rubber stamp- and, too often, the owner doesn’t have the requisite skills to properly assess the boat.
This vessel was manufactured prior to enactment of some of the USCG 33CFR requirements and NFPA and ABYC standards and recommendations in effect today. This survey addresses those items thought to be necessary for safety but does not suggest complete compliance with current regulations or standards and recommendations.
INTENDED USE: recreational
Pulled this off the web as an example of another accredited surveyors report which he apparently uses as standard language. Believe inclusion of such language would address some posters concerns but still allow the surveyor to do an honest job to the best of his abilities and satisfy insurance vendors.
I believe the language says the surveyor will use whatever he chooses from any source to support his findings. Scares the hell out of me....
Yes, Coast Guard regulation of recreational boat design and continued seaworthiness of the vehicles is very limited....on purpose. The safety data do not support more rigorous involvement. If the insurance industry sees a safety problem, they have a duty to ask for additional rulemaking and oversight. Keep in mind that rulemaking is a public process...
I'm completely passionate about my boat's material condition. If I lie about items in the survey, I'll not be covered if a related loss occurs. Then I will be cancelled. Marine insurers need to be a lot more customer focused.
Must be a dull day. I love our marina liveaboards, they give my boat security, they notice any lines issues etc, they`re a big plus for the marina.Wow! Just read 346 posts.
You all hate live-a-aboards: Why? LOL
Must be a dull day. I love our marina liveaboards, they give my boat security, they notice any lines issues etc, they`re a big plus for the marina.