Steve, I would only agree with you if the second anchor is also going to serve as a back up main anchor, or you are using it to rig a Bahamian moor (which by the way comes off the bow). I would not use a straight stern anchor if there was the possibility of the conditions you describe arising.
Geography and conditions come into play. The main place I've used a stern anchor on a big boat is in the California Delta where the wind and fast current issues you describe are not going to come into play in the protected sloughs; the purpose was merely to keep the boat from swinging into the levee or out into the channel. I did deploy one out here off the ICW a couple of times in a similarly narrow spot very much like a Delta slough, but in our case all we had was the backup Danforth and frankly it was a real PITA to retrieve.
The main use of them in these parts is when taking a smaller size outboard motor boat to the beach. These can get quite crowded, and currents as well as wind can run crosswise, so a small Danforth style anchor is the universal weapon of choice. See my avatar.