From the perspective of whether or not a seacock is needed for an above the resting WL thru-hull, if the vessel heels 7 degrees and it becomes submerged, it needs a seacock. But, there is an exception, if it is in that heel zone, i.e. above resting WL below heeled WL, you could use "reinforced" hose and get around the need for a seacock, at least for ABYC compliance. I sit on the committee that writes this standard and have been lobbying for some tome to define "reinforced" as "wire reinforced", in any event that's what I recommend if no SC is used in this zone only because it won't fit, J2006 wire reinforced hose.