FWIW... in my latest ongoing boat search, one of the boats I lust after is the Sabre 42. In the past two years of the ones I've seen listed for sale, three described having new engines and pods (Cummins-Zeus), despite having low original hours (under around 200-ish).
I called about each of them, and in each case, the story was the same: the owner hit something, completely sheared off a pod, it wasn't a water-tight seal, the engine compartment got flooded, and hydro-locked the engines - resulting in complete replacement of both engines and pods.
I understand pods are supposed to form a water-tight seal if sheared off, and that anything can happen in an individual incident. What struck me was three apparent cases of hitting something with a Cummins-Zeus pod that did not result in a water-tight seal, and resulted in complete loss of the engines.
When I've shared these observations with brokers trying to sell me pod boats, they say, "Impossible! There must have been other damage, such as a complete hull breach." If it was one isolated case I could completely understand, but three similar incidents? (I would also think a catastrophic hull breach might result in something worse than hydro-locking the engines).
Again, your mileage may vary. There are probably many people out there very happy with their pod drives for their use. I guess I'm just too old-school. I like to be able to survive (and hopefully get to safety under my own power) in most scenarios. For my peace of mind, there's nothing like a full keel and protected running gear.
My own true story: about 20 years ago, my wife and I were looking at a new American Tug 34. We took it for a sea trial, my wife took the helm - and ran hard aground on a sand bar at 15 knots. Absolutely nothing happened. The dealer chuckled, put it in reverse, we backed off, and went on our way (we bought that very boat and enjoyed it for years, I still regret selling it).
I can't help but wonder how that incident would have turned out with pod drives. It probably wouldn't have gone as painlessly and easily as it did with the American Tug.