I received some pictures and information on what transpired. Suffice to say the very nice wood vessel began taking on water following a launch. Yes, the skipper decided to beach it. Since it was close to shore a tow truck was brought in. The tow truck affixed a cable to the anchor chain and started pulling. The stem was disengaged from the rest of the hull and water poured in.
Were they trying to pull the boat up onto the beach using the cable afixed to the anchor?
I wonder if insurance policies can find a way out of paying a claim caused by owner stupidity.