There are what you all are calling spider cracks, which sound like what I know as stress cracks, and there is eggshelling, which is is a very fine, tight network of tiny gelcoat cracks caused, as I understand it, by UV and weather deterioration of the gelcoat.
Stress cracks are just that, and if one wants to try to fix them they can be filled and then re-gelcoated or painted, but unless the source of the stress is eliminated, they will eventually come back or become visible again. Sometimes the stress has nothing to do with the activity occurring on the boat (Spy dropping his downrigger weights for example) but is simply a stress that was initiated in the molding process or that is induced by the slight flexing of the structure.
Eggshelling is a whole different deal. From a friend who used to be the chief engineer at Uniflite, the cure is to sand down the gelcoat until the egshelling is gone and then prep and paint the surface. Or one can re-gelcoat the surface but this is hellaciously expensive compared to painting, and if surface problems occur or recur later one is stuck with having to re-gelocat again. Where painting is much easier and less expensive or time-consuming to spot repair.
Our PNW cabin cruiser is has a lot of eggshelling as a result of spending the first 25 years of its life in the California sun. Someday we'd like to paint the boat but we need more time available before we can tackle that. There are, however, almost no stress cracks in the surface. Just one, actually, that we're aware of.