I owned a 35' Senator that was pretty much what you're looking for. It turned out to be a rubber band trawler. I didn't keep it long. I later got into something as accommodating but with much more flexibility and much less responsibility/upkeep. I had a buddy who was looking at 100k trawlers like the Senator. He ended up with a boat like my current one. Granted, you don't get the same bragging rights but you do get everything else - well, except for the cost of ownership.
He paid 4k for his and put probably 20k into it. I paid 10K for mine and put about 10 more into it. Mine is a 28' flybridge model with positive flotation, lower helm, sleeps 7, generator and A/C, full galley (double sink - 4 burner stove - full sized oven - microwave - fridge - chest freezer on aft deck), stand up hot water shower, single engine (350 Chevy), 250+ mile range, 30mph capable, less then 2' water draft, 10' air draft, no mooring fees, cheap insurance.
And you're not limited to coastal waters...they're trailerable! We've been from SC to Lake Powell twice, cruised on the St Lawrence out of Keewaydin as well as dozens of lakes and rivers below the Mason/Dixon Line.